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Mortgages for self-employed Australians overseas 


 

Self-employed expats running a business abroad may now borrow up to 90% of the property value without providing full financial information about their business and personal income. To enquire, complete the quick form below.

 

If you are an Australian expat running a business overseas, the banks in Australia would have the same requirements to your home loan application as if you were here. That is 2 years of trading statements for the business plus your personal tax returns.

 

If that is impossible for you to provide those, then we have the following solutions for you:

  • If you are a contractor (the revenue comes from one or two clients), then we can get the banks to accept your contract as evidence of income even if you divert your earnings through a corporate entity.

  • If you run a business in a 'cash economy' where tax returns do not show much of income, we can get the bank to accept a letter from your accountant as evidence of your income.

  • In all other instances, we may arrange the loan where you will be signing a declaration stating your income. Those loans can go up to 90% of the property value.

 

Cost of our services

The best thing about using Proper Finance Solutions as your mortgage broker is that there is usually no additional cost to you. Instead, the lender pays us a commission that we disclose to you at the application stage. The costs are the same as if you went directly to the lender's branch.



Where to start

Just phone, email or fill in the form below right now:
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If you are requesting a quote, please answer all questions below:

 

Quotation form

$A Loan Amount You Require
By When Do You Need Loan?
Nature of Your Business
Your Gross Annual Income
$A Deposit Amount Available
Value of the Property Purchased
Property Type & Location(s)
Do you have other loans?

List your assets & liabilities and their values in $A:



By submitting this request you authorise us to discuss your information with credit providers in order to obtain a suitable quote for you.

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