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Debt consolidation and refinance
Sometimes, by simply refinancing your mortgage or consolidating a number of debts into one
loan can be enough to ease your financial burden.
This
is what you can achieve through debt refinance:
·
Reduce your monthly commitments
and improve cash flow
· Save
in
lower interest rate and fees
·
Make a repayment holiday
·
Free up some cash to spend or invest
·
Restructure and improve tax benefits
Contact us by filling out the form at the end of this page and outline your
situation to us. We’ll suggest ways you can restructure your finance to achieve most
of the above benefits.

How we help you
You tell us about your current mortgage and any other loans, and we find a
suitable solution for you from the lending products of more than 25 financial
institutions.
Think
of how long it would take you to explain your situation to a dozen or more banks
or finance companies; just imagine the number of buttons you’d have to press
and the computerised voices you’d have to cope with before you even got to
speak with a real person!
Then
think of having to sift through the brochures and sales material of just three
or four different banks and lending institutions; now imagine doing that five or
six times over!
Let
us wade through the financial jargon
and give you all the necessary information in plain English, so you can make an
educated decision.

Cost of our services
The
best thing about using Proper Finance Solutions as your mortgage broker is that
there is usually no additional cost to you. Instead, your chosen lender pays us
a commission that we disclose to you at the application stage.
NOTE:
This does NOT increase the interest rate or fees charged by the lender. The
costs are the same as if you went directly to the lender's branch.

Where to start
If
you’re actively looking for an investment loan or just thinking about getting
into the property market, feel free to contact us. There’s no obligation
involved - just phone, email or fill in the form below right now:
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