Expatriates Loans Australia - Remote home loans for Australians Overseas
Mortgages for self-employed Australians overseas
Self-employed expats running a business abroad may now borrow up to 70% of the property value without providing full financial information about their business and personal income.
To enquire, complete the online enquiry form.
If you are an Australian expat running a business overseas, the banks in Australia would have the same requirements to your home loan application as if you were here. That is 2 years of trading statements for the business plus your personal tax returns.
If that is impossible for you to provide those, then we have the following solutions for you:
If you are a contractor (the revenue comes from one or two clients), then we can get the banks to accept your contract as evidence of income even if you divert your earnings through a corporate entity.
If you run a business in a 'cash economy' where tax returns do not show much of income, we can get the bank to accept a letter from your accountant as evidence of your income.
In all other instances, we may arrange the loan where you will be signing a declaration stating your income. Those loans can go up to 70% of the property value.